幫我譯英文, 謝謝!

截至今年二月，本分行錄得自06年以來最大單月跌幅及最小合成交數目，Up to Feburary this year, our branch has recorded, since 2006, the greatest decline per month and the smallest number of deal.
分別是-2.5% 及 230 ; It is —2.5% and 230 respectively.
本人深表關心和有需要及早改變跌勢 。I concern much about these and there is a need to change the decline condition as soon as possible.
本人應為主因是中環區之人口知識水平比較高，I think the main reasons are the population in the Central District has higher knowledge standard comparatively,
加上獲得農曆新年年終花紅，And, they have gained their year ended bonus and wages.
另外，有樓人仕在上年樓市升幅中獲利，Furthermore, those who own properties have earned profits from the realty market last year.
這是減少樓宇貸款及和私人貸款之需求 。All these lead to the decline needs on housing mortgage and personal loans.

由於市場時常改變和客人變得富有及聰明，Since the market is everchanging and the customers become richer and smarter,
我們不可以用十年前之運作方法用於將來，We cannot use the operating methods of ten years ago in our future operation.
我們有需要全面的改革We have to launch a reform exercise in all aspects.

Up to this February, this branch has recorded the greatest in odd-numbered month decline range and slightly gathers the deal number since 06 years, respectively is - 2.5% and 230; Myself express deeply the care and have the need to change the bear market early. Because myself should primarily be population of state-of-art the intermediate belt area of quite am high, in addition obtains the lunar calendar new year the year's end Chinese pear-leaf crabapple, moreover, had Lou Ren Shi to make a profit in the last year real estate market rise, this was reduces demand of the building loan and with the personal loan.

Because the market often changes and the visitor becomes is rich and is intelligent, we might not use for ten years ago the operation method to use in the future, we will have the need comprehensive reform: