我問某銀行咐屬既《X旗財務》借左15萬loan，分四年半還，每月5000，還晒一共係成25萬。
後來，還左兩期之後，因為工作既關係，薪水突然變得好少，差不多連食都無得食，坐車返工都成問題，但因合約又唔走得。迫住有三、四期無錢還。
後來《X旗財務》搵收數公司追我，我d遠房親人幫我還左三期，收數公司先無追得咁緊。
我而家同公司解約，可以去搵翻一分收入正常既工作。收數公司話唔可以慢慢供返，一定要一次過俾，而且係連本帶利25萬，佢話佢已經同我求左情，如果唔係，連收數公司手續費，要33萬。
問題一，收數公司話，個case已經轉左俾佢地，《X旗財務》唔會理我，所以我唔可以自己同《X旗財務》商量啦。係咪會咁樣？
問題二，我還左成六期，計起來，可能只係脫左兩期左右。點解一次過還，都要連咁多息還？我有無咩法定機構可以投訴？諮詢？
正規財務公司收利息有咩法例規管？
2008-03-06 1:08 am
回答 (3)
2008-03-09 9:45 am
✔ 最佳答案
人地係專業無計!決定前試吓找個全面D專業D幫吓
路係自己行,面對同解決係你現時的首要
希望可以幫到你的人生路
你可以去 你去呢個topic搵果位方生,睇下幫唔幫到你啦,佢喺she.com幫個好多人架喇,我係其中一個!
http://community.she.com/messageboard2/index.cfm?bdid=14&topic_id=1951998
2008-03-09 2:53 am
Do trust the CitiFxxxx and the collection agency.
According to HK Banking ordinance, any Authorized Institution (AI) in HK is accountable for the action done by Debt-Collection Agency (DCA) appointed by them. You can refer the case to HKMA website to make complaints.
2008-03-08 19:08:01 補充：
I mean do NOT trust CitiFxxx. You can refer to HKMA website that all AI is accountable for DCA they appointed. There is no such thing that "Our Bank do not care or interfere what the DCA do" !!!
According to HK Banking ordinance, any Authorized Institution (AI) in HK is accountable for the action done by Debt-Collection Agency (DCA) appointed by them. You can refer the case to HKMA website to make complaints.
2008-03-08 19:08:01 補充：
I mean do NOT trust CitiFxxx. You can refer to HKMA website that all AI is accountable for DCA they appointed. There is no such thing that "Our Bank do not care or interfere what the DCA do" !!!
2008-03-06 6:05 am
1.yes
2,人地係專業無計!
決定前試吓找個全面D專業D幫吓
路係自己行,面對同解決係你現時的首要
希望可以幫到你的人生路
你可以去這個網頁, 有很多關於理財創富資料 http://www.chingsco.com/
2,人地係專業無計!
決定前試吓找個全面D專業D幫吓
路係自己行,面對同解決係你現時的首要
希望可以幫到你的人生路
你可以去這個網頁, 有很多關於理財創富資料 http://www.chingsco.com/
收錄日期: 2021-04-13 15:14:46
原文連結 [永久失效]:
https://hk.answers.yahoo.com/question/index?qid=20080305000051KK01372