麻煩幫我番譯成中文,但可唔可唔以用軟件或程式~

so, in the course of the initial interview with the bank’s representative, ask about this point.( In today’s business environment, a ratio of 85% of loans to assets would be considered rather high.)
If the ratio of the bank in question is high, new and marginally profitable customers could easily get squeezed or rationed out of a loan request when money becomes tight.
Varying loan policies