If the bank you are investigating or the one you use falls into such a category, major problems could develop if your company is the least bit marginal as a borroer-and how many developing businesses aren’t?
Even if the prospective bank isn’t trying to cleanse it self of REITs and orhter similar problems, it might just have a very high loan-to-asset ratio, which indicates a rather loaned-up position. Again, this will diminish the zeal with which a bank will respond to your needs.