開外幣戶口

2008-01-15 1:37 am
我想開一個加幣既戶口,至少要入幾錢?
要咩手續?如果不斷我會入錢落去,要唔要收手續費?
同埋港紙轉加紙戶口,係未賺個差額?咁樣好唔好?
因為我日後去加拿大時可以用.

回答 (2)

2008-01-15 1:55 am
✔ 最佳答案
可以去銀行問下,例如 HSBC : Power Vantage, 恆生:Bank in one
呢類account有個好好既功能,你可以放多種外幣,因為佢有多種外幣戶口!例如你要入CAD,你只需入返落個加幣戶口,就算加幣跌到得$1都唔關你事,因為只要你將來都係拎返加幣出黎就唔會有currency rate既問題!況且放外幣息口會高d同埋bank 會俾個有底押既OD(overdraft)額你!你有幾多外幣,個OD額就會有幾多!

留意:買賣外幣會會有手續費!但入加幣就唔會有手續費!不過如果HSBC你一次過提取多過$500CAD就會有bank charges,我唔記得幾多,大約5%咁上下!
參考: my personal experience 因為我都係咁樣處理我既加幣!
2008-01-15 1:44 am
It depends what kind of currency which you want to deposit in the bank, different bank has different rquirements, please go to thete and ask for details.
It will not be a good idea for you to convert HKD to Canadian dollars as the rate they charge you will be much higher than the others.


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