轉賬錯誤應怎辦?

2008-01-11 11:58 pm
我於07年9月轉賬時, 不小心轉錯戶口
過了幾日才發現,
於是便去銀行辦理,
但銀行不但沒有正面回覆, 甚至耍我,
要我到那分行, 然後又到另一間分行
每次打電話追問, 都只稱有消息會儘快覆我,
一直拖到現在,
究竟我可否取回這些錢?
更新1:

我沒有收據 銀碼大約1萬

更新2:

我在櫃員機轉賬, 但忘記按收據出來, 銀行只稱我當時入錯賬戶(沒有說是公司/私人戶口), 話好快回追, 一直追到現家, 怎算?

回答 (6)

2008-01-12 12:48 am
✔ 最佳答案
1.先去備案,要警察落簿拿着報案號碼,
2.找律師出信比銀行凍結你轉賬錯的金額,
3如金額少於HK$50000試入紙到少額裁判處,
希望幫到你。
2008-01-12 5:22 am

1. This is a transfer. This transaction must be recorded and debited in your bank account. The audit trail could be traced. This is an evidence of such fact already.
2. You can call the branch account manager to expediate this matter or you can go straight to the head office's customer services manager for investigation preferably you put it in form of a letter, detailing the facts and time of how this transaction happened and what actions you had taken so far to ask for the investigation and the recovery of the said sun wrogly transferred.
3. You can talk to the manager to send a message to the account holder received the wrongful transfer. Any account holder without a knowledge of why a sum of money being transferred to his/her account has the obligation to report the same to the bank under the law for avoiding a wrongful allegation of a 'theft' in nature.
4. Go to seek for legal advice in government or in commerce. A legal letter, if think fit, will be sent out by the lawyer asking for explanation or for further action.
2008-01-12 12:56 am
閣下係咩方法轉賬呢?若果櫃員機閣下會喺閣下戶口睇到轉賬號碼! 若果用入數機都會有收據! 若果去排隊佢地會有張form要塡! 所以真係轉錯咗無可能無証明o既! 除非入咗人地私人戶口人地唔認.....不過銀碼大約成皮,所以閣下可以再一次到嗰間銀行直接交涉! 首先要找出証明文件先~
2008-01-12 12:22 am
你有無比轉錯入果個 a/c no. 佢, 佢要聯絡該 a/c 問他同不同意轉回該筆數.
因你是在正常情況下轉數. 銀行不能隨便隨意從某 a/c 抽回d錢.

我以前都有轉錯入某公司 a/c, 銀行都可同該公司聯絡轉回出來.
並告之好彩是有限公司  a/c .比較易辦, 私人戶口就麻煩d.

睇你轉錯入邊 d戶口.
2008-01-12 12:14 am
你轉錯帳的銀碼大嗎? 如果大的話, 一係試下出律師信追討啦, 如果唔係你試下惡 D 同佢地講, 你已經打左好多次電話, 次次話覆都唔覆, 叫佢經理同你講囉.
2008-01-12 12:05 am
你再吹~~~
最好豕d甘去同佢傾....
你有無張收據係度?
有就應該可以拎得番~~~~~


收錄日期: 2021-04-19 00:16:41
原文連結 [永久失效]:
https://hk.answers.yahoo.com/question/index?qid=20080111000051KK01915

檢視 Wayback Machine 備份