✔ 最佳答案
Internet banking is someone doing bank transactions through the internet without going to the bank.
Good points: convenience - stay at home, 24 hours service, fast - no need to wait
Bad points: Security is a problem. Quite complicated if one is not used to use computer and hard to find somebody to explain or help. Can not take cash or bank in cheques. Have to go to register all the accounts for the transactions beforehand.