✔ 最佳答案
That's done for 2 reasons. One is to keep down the spammers and trolls, by charging them (so they would run out of the ability to ask). The other is to stimulate participation -- in order to ASK, you must earn points by ANSWERING.
However, if you return to your question AFTER 4 hours but BEFORE 4 days, you can choose a Best Answer to your question (and earn BACK 3 points!). So, you are really just trading one question for one answer -- which seems to be a fair deal.