銀行定期利率與活期利率?

2007-12-28 8:34 am
為何定期利率竟然低於活期利率,完全唔make sense...?

回答 (1)

2007-12-28 6:46 pm
✔ 最佳答案
The reason is that the bank is expecting interest rate will fall in future, they will lock in the interest rate for 1 month in 1 month fixed time deposit. However, they can adjust saving interest rate daily, thus, saving interest rate is higher than fixed time deposit in falling interest rate environment.


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https://hk.answers.yahoo.com/question/index?qid=20071228000051KK00168

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