1. 個人自願安排 IVA (Individual Voluntary Arrangement)
2. 債務舒緩計劃 DRP (Debt Relief Plan)
3. 債務綜合安排 DCA (Debt Consolidation Arrangement)
三樣野有咩唔同??
如果我而家欠債約廿萬(credit card+loan) ,邊個會最適合我??
我唔介意年期長,最緊要還得清,因為而家我個個都係還緊min. pay都好吃力~
以上是但一個會唔會好似破產咁有record, 我以後好多野唔做得???
thanks~