✔ 最佳答案
cannot
if a joint name account - either party was already applied in their own name
then the join name account cannot apply anymore
e.g.
a applied, then (a+b )cannot applied
b applied, then (a+b) cannot applied
a applied, then b (stand alone) account can apply
b applied, then a (stand alone) account can apply
so, in this scenario, if by law, then Mr Chan CANNOT use the JOINT name account to apply, unless Mr Chan use his SOLE account to apply, otherwise that's illegal (no matter what banks are using, e.g. even cross banks are still go with the above logic)
2007-11-26 16:43:05 補充:
the kind-hearted in the above level.... no offence, but since this is a regulation, if not sure, then better check before answer, coz that will turn one person to break the law and that's illegal