有關申請HSBC 金卡(解答贈10點)

HSBC既咭比較難申請到，如果係HSBC職員提意你申請就容易，以你人工未合佢地資格，都唔會批比你啦

HSBC Requirements :

申請人的年薪必須符合以下條件：







信用卡類別

白金Visa卡

滙財金卡／萬事達金卡／美元滙財金卡

滙財卡／萬事達卡／iCAN卡

JCB 金卡


最低個人年薪（港幣）

$500,000

$150,000

$60,000

$108,000
各類基本卡及附屬卡的年費如下：匯財金卡/萬事達金卡基本卡 – 港幣550元；日財金卡基本卡 – 港幣320元；iCAN卡基本卡– 港幣300元；匯財卡/萬事達卡基本卡 – 港幣250元；美元匯財金卡基本卡 – 70美元；匯財金卡/萬事達金卡附屬卡 – 港幣275元；日財金卡附屬卡 – 港幣160元；匯財卡/萬事達卡附屬卡 – 港幣125元；美元匯財金卡附屬卡 – 35美元。

I think unless there is an invitation for the gold card, otherwise, you have to have HKD150,000 annual income or above to qualify for such application
and if you talk abt the Gold Card, you have to try, coz seems you are not really qualify, but not harm to submit your application if you want. Usually that will be easier to apply under the bank which is for your salary autopay into.
Sometimes, card center will check on your standing and they might also ask you to hold a fixed/time deposit for the credit card issuance guarantee, but this is just a case by case scenario... so it's all depends