My name is Clark Li. I'm a Financial Consultant in AXA. For the CRITICAL ILLNESS the sum insured 1.5 million is too much. Normally CRITICAL ILLNESS sum insured is about 0.7-1 million. And I suggest that for the Family Protection (LIfe) must be WHOLE LIFE protection. It's because if the critical rider add on the Whole Life product, the CRITICAL ILLNESS can protect for whole life. And also that the Premium is LEVEL PREMIUM .
If you like to have more information, please don't be hesitate to send me a e-mail : [email protected]