新申请的匯豐信用卡都要交年费？

the annual fee already listed on the application, you can also refer to the Terms & Conditions, there must be listed clearly on there, probably you have not catch that.
usually they will run a first year free fee waiver or for two years (when they have promotion), then will automatically charge you for the annual fee after that; and if not, then will charge as what they listed
"subtracted from the T&C"


本人（等）知悉並接受貴行各類基本卡及附屬卡的年費如下：匯財金卡/萬事達金卡基本卡 – 港幣550元；日財金卡基本卡 – 港幣320元；iCAN卡基本卡– 港幣300元；匯財卡/萬事達卡基本卡 – 港幣250元；美元匯財金卡基本卡 – 70美元；匯財金卡/萬事達金卡附屬卡 – 港幣275元；日財金卡附屬卡 – 港幣160元；匯財卡/萬事達卡附屬卡 – 港幣125元；美元匯財金卡附屬卡 – 35美元。

是的,匯豐的服務很少不收費, 除非是在promote,我前幾個月申請時因為太急辦,什麼優惠都沒有,連禮品也沒有啊

其实一般在申请是应该要看清楚有没有年费,又其实很多时新卡会有年费减免,可能是三年.但您要是没有看清楚就申请,您现在就不可能去争辩所要求银行减免您年费.