✔ 最佳答案
You need to fill in the forms in bank and no need to pay charges.
Or you can take almost all the money out.(I remember that it has a limit, you need to leave HKD10 or HKD100 at account) And then the bank will deduct your account because you cannot meet the lower limit of the bank saving account.(every year HKD50...most likely).....After the balance become zero, then the bank will freeze you account. However, if you want to reopen it after many years, the bank will ask you to settle all the bank charge for the freezing year first.