請問做樓宇按揭那間銀行比較好??

It is hard to say which bank's offer is better. It depends the term and condition, it also depends on your bargaining power.

You can check the 經絡按揭轉介. It is free of charge. After that, you will have a better idea. You don't need to go different banks and check their prices. It saves your time.

http://www.mreferral.com/

創興利率縮左水啦, 而家做緊三個plan
1. 全期P-3%+0.625%回贈
2. 首年P-3.625%其後P-3%, 無回贈
3. 首三年P-3.2%其後P-3%, 無回贈

before BEA is a good choice

http://hk.knowledge.yahoo.com/question/?qid=7007092001041
http://hk.knowledge.yahoo.com/question/?qid=7007090305061

However, BEA has increase its mortgage rate.

http://www.hkoceanshores.net/modules/newbb/viewtopic.php?topic_id=21645&forum=37

Now, you can try 創興銀行

Plan A: P-3.25%, with P-4.25% for the first 1 year (no cash rebate) (3 yrs prepayment penalty period)

Plan B: P-3.25%, with P-3.5% for the first 3 years (0.25% cash rebate) (3 yrs prepayment penalty period)

Plan A has the lowest interest payment, but plan B has a little bit cash rebate. But both plans are very good in the market.