儲蓄戶口持有人身故，怎樣可以取回戶口之金錢？

其實如果你有密碼是可以用提款咭取回的, 如果你無通知銀行, 到戶口兩年無郁過佢就會自動取消, 但如果有人争產, 就會引致法律問題, 正確做法是去通知銀行, 然後由合法繼承人去領回就最好.

It is illegal to use the ATM card to withdraw the money from the estates of the deceased. A Probate (with a Will) or a Letter of Administration (without a Will) must be applied and obtained from the legal department before you can deal with the estates.

儲蓄戶口是即時被銀行凍結 once the death certificate is issued.
Bank will only release the money upon receipt order from the court.