Professional accounting

我跟你分享一下經驗吧。

你會考28分，應該會有很多選擇。首先你要問下自己有甚麼目標？有甚麼興趣？

如果有的話應該向目標或興趣前進啊！如果沒有甚麼特別目標或興趣的話，你是不是想人工高的？但是我首先告訴你，一般人工同辛苦程度是成正比的。

香港人工高的職業首推投資銀行家、律師、醫生。會計師在各職業中起點只一般，據我所知只有1萬左右，做多幾年都只有3-5萬，但是上經理不容易，再上就更難，可能要返大陸先容易的。

國際著名投資銀行的分析員起薪一年也有70-100萬（聽說），但很難入。不是外國大學畢業一般都極端困難。但工作時間很長，15-6小時甚或通宵是常事，但見人多，有挑戰性！

醫生的起薪點（實習完畢）聽說有4-5萬，又可見很多人，增薪穩定，社會地位又高，是不錯的選擇！

律師起薪跟律師行性質有關，國際律師行約4萬，本地約1萬，也是極端辛苦，僅次於投資銀行分析員，但前途穩定，加薪穩定。升職嘛，律師見習完畢就成為正式律師，一般過6-8年如有能力及客戶可成為合伙人。

綜合以上結論，我認為可把目標放在雙學位（即法律加BBA）。甘就最保障，又唔浪費你會考的好成績。

如有進一步問題請提出。

（PS我絕對是以上其中一種職業的呀！）

2007-10-07 19:25:12 補充：
一般要讀財務（Finance)或起碼BBA，及考CFA（財務分析師）（讀大學時完成吧）。一般大行都要外國名大學畢業，多數MBA，本地大學畢業非常難入國際著名投資銀行。其實BBA Law 都有機會，重有多種選擇/可能性（律師 會計師 分析員），前兩種不難做到！也有律師或會計師轉去做投資銀行的！！聽說HKU bba law收 ABB 左右吧。

2007-10-08 22:13:20 補充：
哈哈！你甘聰明，點會讀唔到呢？

2007-10-08 22:18:34 補充：
有其他問題可發電郵到[email protected]我也迷惘過啊！！

2007-10-09 23:20:18 補充：
for the sake of completion, we may need someone working in accounting firm to give advice...

dengweiyou has pretty much answered the question. But to help you decide ur decision better, I will elaborate more and give a better figure.

Your HKCEE result is very good. You should give yourself a better plan for your future.

Basically, anyone who has a degree can be an accountant. To qualify you need to study professional qualification such as ACCA or CIMA..etc (one of these). Normally, a graduate from any degree who enters an accountancy firm can be given these courses for free and they will be studying while working with the firm. The starting salary is for a graduate is not fab...(around 10,000 HKD even for Big4 firms eg. PWC, KPMG). And don't forget studying while working is quite tough.
What is the benefit of the accounting degree? Basically if you hold an accounting degree, you will have exemption of some exams in ACCA... and it may give you a better chance to get a job in Big4 firms. From a friend who works in KPMG, I know that a lot of graduates inside don't really hold a accounting degree.


Now, of course time to mention the investment banking job. A fresh graduate who enters one of the international investment bank (eg. Morgan Stanely, Goldman Sachs) normally has starting salary of 20,000HKD to 50,000HKD. You may have heard from the news that a guy who entered ibank got 50,000. Why does the salary vary so much? It depends on what you do inside. Traders, Sales, Structurers, Research Analysts are amongst the top earners, while IT, operation, risk analyst are those on the lower range.

You can still enter investment banking with accounting degree. However, finance, quantitative finance, economics and subjects which have substantial maths elements (even engineering) give u a better chance. Of course 1st or 2nd honour, and traditionally overseas university graduates have better chances too. (becos of english communication)
The competition is extremely high, so the key is brushing up your financial knowledge and build up an interest in there. Then you will peform well in the interviews.

Please read, all written by myself.