✔ 最佳答案
Life insurance distribute the benefit to benefiicary once the insured is passed away.
傷勢嚴重 is not 危疾 because it's not caused by the critical illness. This should be covered by medical insurance.
Accidents will always happened particularly in somewhere you are not familar.
Furthermore, 旅遊保險 is one of cheapest insurance which offer full protection in
a short period such as, lost of luggage, delay of travel, medical, life & robbery.
Normally, 人壽 and 旅遊保險 will provide 緊急國際支援服務
If STANDARD LIFE don't, send me an email and I will have some informationf for you.
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