買二手樓程序

Yes.

1: contact the owner through agent

2: agree with the owner for the price, and other terms (this step is very important, the rest are just formality)

3: sign the provisional sale agreement with the owner, agent. The first deposit should be paid at that time. It is around 3% - 5% of the price. It is better to ask the agent to carry out a land search at Land Registry before you sign the contract.

4: search for solicitor, and mortgage

5: inform the agent about your selected solicitor and bank for mortgage

6: sign the formal sale agreement at your lawyer firm. The second deposit and stamp duty should be paid at that time to your solicitor. The second deposit ranges from 5% - 10% of the price in total (i.e. 1st + 2nd deposit). Stamp duty is HK$100, if your property price is less that HK$2m. This stage is normally 2 weeks after your provisional contract.

7: ask for checking of the flat via the agent. Normally, there are 2 times. The first is mainly for your fitting out planning. The second is for final inspection, and it is typical on 1 - 2 days of your contract completion date (normally 1 - 1.5 month after your provisional contract)

2007-10-04 09:20:16 補充：
Some examples are, legal action in relating to the premise in progress (i.e. 釘契), etc. Others like 凶宅 cannot be execuse, but you can search for remedy against the owner / agent by legal action after the completion of the sale.

如果經地產，地產會教你如何做，可以用地產介紹的律師，最好有自己的律師幫你做，安心一些，因有些地產職員手法有問題。

如果自己同朋友買，
1.首先到土地註冊處查冊，看看誰是業主，有沒有潛建物，有沒有被釘契，是否銀行按揭。

2. 問銀行可以按多少錢，利息及年期，如果銀行不做按揭，你就不要買了，可能是黑名單。如果以上沒有問題，可以找律師代勞。律師會給你意見的，同時問律師樓價加其他費用合共多少，有一個預算。

祝你找到一個安樂窩。