美国联邦基金利率和贴现窗利率有什么分别?

美国联邦基金利率 is the lending rate from US Govt to US banks.
贴现窗利率 is the lending rate from US banks to US banks.
按楼贷款 is based on the cost of mortgage ; May be based on both.
Normally 贴现窗利率 is higher.