我現時間居屋, 按左比匯豐, 利率為7.75%, 匯豐昨日中午就率先公布減息0.25%, 由7.75%降至7.50%, 我在1997年同匯豐做按揭時為最優惠利率(P-2.25%), 現時供款如下:
尚欠匯豐$262,470 / 兩星期供款一次 / 每次供款$4,038(現時利率7.75%-2.25%=5.5%)
1) 現時我做之按揭是否最平?
2) 有無其他銀行有更好優惠?
3) 如有其他銀行平啲, 會否得26萬太少而唔做我?
4) 如果又有銀行做, 又點樣申請, 點程序?
幫幫忙.
居屋按揭問題(20點)
2007-09-20 8:44 pm
回答 (2)
2007-09-20 10:38 pm
✔ 最佳答案
1: No. 2: BEA should be cheapest now.
東亞銀行
Plan 1: P-3.33%, with P-3.4% for the first 5 years
Plan 2: P-3.33%, with P-3.3% for the first 3 years and P-3.4% for the fourth & fifth year
http://www.hkbea.com/hk/pb/mortgage_loan/gov/index_tc.htm
3: may be, you have to discuss with individual banker
4: just apply for a mortgage at the new bank, and the bank will help you to organise all the things.
2007-09-20 14:39:58 補充：
P = 7.75% now
2007-09-20 8:53 pm
1)yes
2)no
3)yes of course
4)um.... find in yahoo
8 8
2)no
3)yes of course
4)um.... find in yahoo
8 8
收錄日期: 2021-04-23 17:16:48
原文連結 [永久失效]:
https://hk.answers.yahoo.com/question/index?qid=20070920000051KK01041