每月$3000 投資供股票 only can buy 3 stock which are odd lot shs in short run.
每月$3000 is not a small amount , you must consider the risk on yr investment.
However, there is not much you can do to diversify risk on a yearly investment of only HK$36,000.
Therefore, let fund managers to invest for you.
They are more experience to the market and know when to buy and sell.
每月$3000 投資供基金 can buy more than 10 stock which are sufficient to diversify risk.
You can start your plan now as the market is not so booming. The stock can be bot
at a lower price.
Last Sept 06, I started to invest US$100 per month on China Fund
Now the return is 29%.
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