居所貸款利息扣稅

居所貸款利息扣減:
1.必須要自住才可以扣減
2.每一個人有十年扣減, 任何十年

所以無須心急, 可以選擇高息時才扣減.
如不符合資格, 不要免強.

You get the repayment loan statement from your bank and you can take this as a evident to IRD for deduct the loan interest $100,000 from your individual salaries tax.

e.g. your name (full /partly owner) should appear on the statement of loan instalment.

銀行每年三月尾也有一份上年供款記錄給業主, 如聯名物業, 又沒轉名, 那單有你的名, 可作扣稅的證明.

如有問題或需幫忙, 請Email, [email protected], 比我.

Best regards,

Samson So