強積金點投資架?

2007-08-29 8:18 pm
剛剛踏入社會工作, 唔識mpf 點投資好,
我見每一個投資基金/股票, 都有一個價格, 日日唔同;
仲有基金單位等等.

咁我每個月果筆錢, 按我既%點投資?

咁d 人話要定時轉, 咁係咩時候轉好?
係個市升先轉, 定跌時轉?

回答 (3)

2007-08-29 9:02 pm
✔ 最佳答案
好多時強積金都係你公司規定左係邊間出糧就用邊間供強積金!
以而家狀況,基金投資分佈,
最好分2個50%放於2種不同既高風險上,
因為現在基金走勢,
由其係上年,升到60-80%都有!
盲既走去買基金,都係升!
今年初回落左少少,
但仲好,好多人會因為基金既回落而大量入貨,
其實基金/股票,好多時都係底位入,
但強積金既基金,無咁多嘢玩,
以恆生為例既強積金,都係得5-6款選擇!
玩得啲咩呢!而錢亦做唔到60-70%囉,
所以你唔駛太擔心強積金既風險存在,
因為太底,始終有人監管!
做唔到大上大落呢個效果!
但一直都會升囉!
反而有啲人放响啲保本基金度!
根本係浪費時間!

2007-09-02 8:45 pm
你是那一個 MPF 計劃?

月供形式,升跌不是大問題。
參考: 財富管理論壇(討論區) http://financial.3forum.hk
2007-08-30 12:55 am
MPF will invest in equity (High risk) and debentures (Low risk).
You should choose the particular funds which're suitable to you.

What funds you have choose ?
Have you done any Financial Analysis before you make decision ?
Do you know it's high risk or low risk and is it suitable to you ?
You must be able to answer this above question before you can process fund switching.

Send me an email so I can tell you what s/b yr investor profile.
[email protected]


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