急：咩係樓宇按揭

樓宇按揭 就係問銀行錯錢 來買樓, 然后分期還番俾銀行。
因唔多人 夠錢/想 選擇一次過俾灑個物業既價錢, 所以佢地會問銀行借, 方便日后週轉。
按揭 同其他 貸款不同之處在於息口會比較低, 因為你間屋俾左佢做抵押, 如你斷供銀行係有權攞左你間樓去賣。

HOME MORTGAGE LOAN means you can only pay 30% of the house you bought, with the remaining balance borrowed from a bank. The loan is called home mortgage loan