✔ 最佳答案
實際拎返cash既話~恆生cash dollar都唔錯…又多野換…頭一張咭多數都係免年費…好多地方都可以用cash dollar~而佢好多時都會用cash dollar換野…不過唔覺特別多discount promote...
鐘意睇concert 既: Manhattan ID,都幾多903既Concert架~
http://www.manhattancard.com/chi/cc/id/
免年費…方便
鐘意去旅行既:citibank cx (不過最少簽12萬先先換到來回台北or單程東京既機票、仲要未計稅)
如果儲開asiamiles就差唔多…年費勁貴…成千蚊…只係免一年…真係申請一年後記住cut~無得waive (可能我簽得少啦)~cut又煩…又要去返citibank
hsbc就麻麻…因為我唔係咩priority banking既customer....年年都要打電話去waive年費~不過幾多discount…都唔錯