用信用卡交學費問題~

2007-08-15 11:19 pm
我用HSBC Credit Card交
咁賬單戶口號碼係咪自己Student number?
如果我要交2萬學費
我張卡得1萬Credit limit
我先入1萬6到Credit card acc
再交學費
咁會唔會有咩費用要收?
咁仲有四千係咪當Credit下個月清
thanks

回答 (3)

2007-08-16 12:10 am
✔ 最佳答案
我試過用信用卡交學費, 不過我係用恆生信用卡
你本身有1萬credit, 甘你再入多1萬入Credit card acc, 甘你已經可以交到2萬既學費
如果你個case, 入1萬6落去, 下個月的確要還4千.
之後冇要再交其他費用啦, hsbc我就未知.

我當時係print左自己既學費account no.(每一個學生都會有各自既學費ACCOUNT NO.)
再去ATM用信用卡-->交費-->大專院校--->自己STUDENT 學費 ACCOUNT NO.(當然之前要入好錢, 令信用額+入落去既錢>/=學費)

可能每間學校唔同, 你最好都係上番學校網睇番同埋打番電話問番HSBC.

2007-08-15 16:21:29 補充:
恆生冇收我其他收費因為假設你CRDIT得1萬, 你最多只可用不超過1萬的卡數, 否則就係邊支, 要交高利息但如果你入左1萬6落去, 個1萬卡數即時還清, 而且仲有6千淨你學費2萬, 除去即時還清既1萬, 仲用左個6千去還, 即係等於用左4千卡數...........所以個4千唔係透支, 係正常卡數, 只會響你下期賬單出現, 並不需要交其他收費
2007-08-23 12:58 am
賬單戶口號碼係咪自己Student number?
- not really, different institution have different set of numbers needed to be input, depends on which school are you with, since you have not provide your institution name, so cannot provide you a straight answer on that, but I've located the necessary info for you, please refer to the link below and check on the 'Bill Payee Account Number' column, then you will find the info you need to key in

http://www.hsbc.com.hk/1/2/hk/banking/payments/merchant-list/edu

如果我要交2萬學費, 我張卡得1萬Credit limit, 我先入1萬6到Credit card acc
再交學費, 咁會唔會有咩費用要收?

- No, no other fees needed to pay

咁仲有四千係咪當Credit下個月清

- 仲有四千係 to be covered in your up coming statement

2007-08-22 17:01:22 補充:
forgot to remind u 1 thing, after deposit the cash to credit card acc, HSBC system needs 1-2 working days to update ur record, so, better process transaction afterwards, coz within those processing days, that won't be able to do the payment unless their have fully processed the transaction
2007-08-15 11:40 pm
首先想請問,您係新生定舊生,如果新生,都係去銀行入會穏陣d,但舊生的話,可以先入學校網頁,一般都有超連結到網上交費功能,果時就唔需要入賬單號碼,只入學生編號..

另外,張卡如果只得1萬限額,我怕佢未必比您一次過交21,000,即使您入定16,000入去.但有一個方法,一樣可以賺到分,就係您分2次交,先交一萬,第2日再交萬1,咁當然都要入定16000,但隔左一日,電腦發覺您有錢,會即時抵銷番限額,即係話,limit又回復1萬,咁咪得咯,照樣賺到分..

但如果您照您以上講法去做,即使佢比您過,都會收取手續費,因為一則您唔夠額,二則您欠4000,我以前問過,好似淨係手續費一次都200, 因為佢會當您即時透支,唔理您幾多錢,同埋d息都好勁,我勸您唔好...

最后,您最好打去hsbc問吓仲好,2748 4949,24小時架..
參考: me


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