銀行匯款問題?

2007-08-15 6:45 am
請問從海外銀行電匯到香港的銀行,係未會從電匯入黎的金額裡面扣除手續費ga?
例如花旗銀行會唔會收取匯入的費用??

回答 (4)

2007-08-15 9:12 am
✔ 最佳答案
if that is a telegraphic transfer (電匯)
that will have 2 charges - local charge & oversea charge
as for your example, if there is a telegraphic transfer from other country to Hong Kong
then the "other country" will carry the 'local charge'
and then "hong kong" will carry the 'oversea charge'

most of the banks in HK will charge their customer a service fee when they receive the telegraphic transfer for their customer, but some banks might not (e.g. HSBC bank, they will apply service charge on the telegraphic transfer receive for their customer, but if their customer hold a Premier account, then that charge can be waived)

when you apply for a telegraphic transfer, the money sending out bank will give their customer a form to fill in the details and as well, they will as the customer where do they want to debit the 'local charge' & 'oversea charge'
the customer can choose to debit the 'local charge' from the money they transfer, or debit from their own account with the bank; and as well, to instruct at the same time on the 'oversea charge', to be debit from the sender or the receiver, or to be debit within the transferring fund
so, that's depends on how the sender instruct when he/she give her instruction
2007-08-15 8:33 am
以滙豐銀行為例(因為我公司係用滙豐),電滙既手續費係會0係滙入既金額裡扣除的,滙豐就會扣HKD50.00作為手續費。
參考: MY EXPERIENCE
2007-08-15 6:57 am
這要看滙錢給你的海外支付者的做法,
如果對方用港元作單位付款給你, 通常不用手續費, 也有些銀行收 $10 ,
但如果對方以海外貨幣作單位的話, 還要考慮exchange rate 問題, 通常銀行的rate 都好貴
希望對你有用啦.....
參考: me
2007-08-15 6:50 am
Yes, they will charge it if you wanna transfer in.
You'd better check the 手續費 with individual bank.
參考: my experience


收錄日期: 2021-04-13 15:18:56
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