有關在HSBC做普通紐元定期? 20分

2007-08-14 11:31 am
我有2500紐元,想在HSBC開普通紐元定期account(2 weeks)
到到期日, 我會將這筆錢入落我的港元儲蓄戶口 !!
我想ask, 個匯率係計 開戶個日 亦話 到期日 呢??
更新1:

我第一次開外幤定期戶口ja, so 我抽約15000港元在試開 2 weeks 的紐元定期戶口 所以我想問下大家這個計法是怎樣的!! thanks

回答 (3)

2007-08-14 2:36 pm
✔ 最佳答案
As hsbc, if you would like to open a NZD Time Deposit account
minimum is NZD2000 then you can start one
and if as today's indication, if the tenor is 2 weeks then the interest rate is 5.3500%
so, if you have NZD2500, you can first, use NZD2500 to open an NZD time deposit, then set as 2 weeks, and provide the Mature Instruction as Repay Principal (本金) and Interest to your HKD saving account. Then the exchange rate (匯率) will apply on the date of maturity date (到期日) when they really process the execution (put back the NZD to your HKD)

I've also included their interest rate table for your reference as the link below

http://www.hsbc.com.hk/1/2/!ut/p/_s.7_0_A/7_0_AC/.cmd/act/.ar/sa./.c/6_1_623/.ce/7_1_A7K/.p/5_1_78C

Under the "Show me HSBC's deposit rates for :", you just need to select New Zealand Dollar then that will do

Hope that's helpful :)

2007-08-14 06:39:36 補充:
if as your remarks - If initially holding the HKD and not NZD, then so, first, will have the exchange rate apply on HKD exchange to NZD, then NZD 2 weeks Time Deposit rate as 5.35% then when mature, NZD exchange back to HKDso, there will be 2 times on exchange rate occured, when start and when end
參考: hsbc.com.hk
2007-08-15 4:27 am
創興銀行的利率會高些

其他細則請你自己致電去問問
2007-08-14 12:30 pm
開外幣户口$2500無問題,不過定期是有最低銀碼的,HSBC好似要一萬紐元才可做定期,而匯率是到期日轉做港元才計(當然定期一定會高息過齋外幣户口)但紐元又高息過港元.


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