HSBC匯豐而家仲有冇紅簿仔

HSBC而家冇紅簿仔ka la
They just only offer statement savings, such as SmartSavings, PowerVantage, Premier, etc...
As your concern on moving to China, you can use your China address as your corr. address, then that will do too
ATM card, they don't have any annual fee la
:) hope that's helpful to you la