批核信用卡問題

其實好嚟去答你個問題，匯豐是出咗名批卡容易，但每一間銀行有自己批卡制度，有啲是會將你所提供嘅資料全部入電腦，電腦出結果，咁就會比較主觀地REJECT咗，如果你真是想知個詳細，請你致所申請嘅銀行信用卡中心，叫HOTLINE職員幫你轉線，或向距哋攞批卡組電話，或者留電叫專人復你，好多時唔一定是你問題，如果你真是好想要嗰張卡，叫距哋人手再批一次。

The bank did not offer you a credit card because the MPF reference cannot be consider as an income prove.

Income prove is a must for credit card application, unless your income is paid through the bank you applied the card for.

Income prove can be the 稅單, the 糧單 or the copy of your bank passbook
(It would be a lot better if your company pays you through autopay, so that the word "salary" can be shown in the passbook).

Normally you have to provide the bank with your income prove of the past three months, meaning that you need at least 3 pages of 糧單 or 3-month copies of your pass book.

You would have a greater chance of sucess if your salary exceeds $5000/ month. Yet requirements differ depending on what bank it is and what card you applied for.

If you really want that card, I suggest you to contact the bank again and see if you can provide them with some extra documents so that they can re-consider your application.

我認為你無須在此多作揣測,還是打電話直詢銀行最實際,相信佢會講你知唔符合條件的原因,照理知道每個月要供幾多錢強積金都不難算出每月有幾多錢人工的,我諗問題並非在此.