月入一萬，可以買樓嗎？

冇問題啦! 如樓價80萬, 95%按揭, 俾4萬做首期, 供25年, 當利率5%, 每個月先4443元都唔多過你一半人工...銀行會批啦! 不過做9成半按揭保費好金的.

供款額唔過月薪50%銀行會批按揭的,但係要計清楚支出先,因為除左供款額係必需支出,仲有水,電,煤,管理費,差餉地租,這些費用一定要付出,我見意你供款額定為月薪25%會較穩妥.
一定要量入為出,買樓唔同買菜呀!^^

2007-06-30 00:26:20 補充：
未計隨時加息.

唔係唔得，但你會供得好吃力。

depends on how much you would pay on your part. if you pay 0.50m, it should be fine for the bank to agree to lend you the property mortgage loan. if only got 10k per month and have no deposit money, buy more lotto then.

你不可能供得起,批就會批。