$156.24
one hundred fifty-six dollars and twenty four cents (when you are writing)
or
a hundred fifty-six and twenty four ( when you are speaking)
$3,898.60
three thousand eight hundred ninty eight dollars and sixty cents (writing)
or
three thousand eight hundred ninty eight and sixty (speaking)
here is a website from yahoo knowledge....my answer was the best answer...it's similar to your questions....i think if you read it...it can helps you a lot...hope it will help you...and good luck~
http://hk.knowledge.yahoo.com/question/?qid=7007062200275
this would helps ya understand how to say numbers in english ar...^^