bank account type

power account - most of banks have this kind of account, an "all-in-one"with investment account and foreign exchange, some banks may offer higher interest rate to this kind of account than common 活期存款;

call deposit "通知存款"- interest rate is negotiable, higher interest rate than 活期存款, higher liquidity than fixed deposit, but usually with minimun deposit amount

savings - most common 活期存款, current interest rate around: 2.5%-3%

Suggestion: As the interest rate may rise in these few months, don't suggest you join the fixed deposit or call deposit at this moment....