改變儲蓄計劃

首先選1間會俾高息D的銀行
銀行定期最高息 , 無論那一種貨幣, 我曾經check過, 都係呢間最高息

澳洲銀行 (澳洲國民銀行)(National Australia Bank Group Hong Kong Branch http://www.nabasia.c om/hk/default.asp was established in 1986 and provides the following services:
Multicurrency deposits + Mortgage financing for property purchases in Australia, New Zealand, UK and Hong Kong + Treasury Sales and Services + Corporate & Institutional Financial Services + Telegraphic transfers and draft sales

Address: Level 27 One Pacific Place 88 Queensway Hong Kong
香港金鐘道88 號太古廣場第1 期27 樓
Telephone: (852) 2826 8111 Fax: (852) 2845 9251 Service Hours: 9:00 a.m. - 6:00 p.m. (Monday to Friday) & 9:00 a.m. - 12:30p.m. (Saturday)
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銀行內的有關外幣走勢研究 , 你問番客務主任 , 佢地D料好堅呀~

如果想有好d回報,比起外幣儲蓄,可以考慮一d低風險既基金組合,
例如債券基金,現金基金,高息股票基金等.
它們的波幅少,但回報也較有保證,一般都有7%以上的回報.
是你值得考慮的.

如有任何查詢,歡迎電郵給我.
我叫阿仰,是AIA的財務策劃師.
email: [email protected]

轉資產, 買人民幣債券, 長遠來說, 人民幣一旦自由浮動或對換, 港幣便沒有存在價值。穩健的話, 買人民幣債券可算是其中一個好選擇, 他亦有相當潛力, 較定期利息高及保本。Thx~!