請問銀行有無權在無通知客人的情況下在客人的存款戶口自動扣數交信用咭欠款呢?
我的信用咭不是自動轉帳交款的。
銀行有無權在無通知客人的情況下在客人的存款戶口自動扣數交信用咭欠款呢?
2007-05-26 6:37 am
回答 (3)
2007-05-26 6:52 pm
✔ 最佳答案
在你申請信用卡時, 申請form上d細字已列明, 銀行係有權在你唔還錢時自動由你存於該行的其他資產中, 扣除該欠款, 而唔使預先通知你.在你開立儲蓄 / 投資 / 定期戶口時, 申請書上亦已列明該戶口内的資產, 可以用作抵償你在該銀行的任何欠債 (不只限於信用卡).
所以最好將出糧 / 投資 / 定期戶口同你的借貸 / 信用咭戶口分開於不同銀行.
2007-05-26 6:54 am
以我知道係唔可以,但如果你無找卡數,銀行會凍結你個戶口,即係係唔可以提款,直到你找了卡數先比你提款,就算你戶口既款項足可扣除卡數佢地只可以做呢個動作,但呢個動作都會你都會好麻煩,我知渣打會咁做,我以前都試過,但第二間銀行就唔知會唔會用另一個方法,但點都好你都找左先。
2007-05-26 6:48 am
The bank may be have this right to do this duing to settlement terms. It is a counter off-set.
Moreover, the bank usually has this settlement term in credit card application form. If they inform the customer before debit the account. I think all people will withdraw all money at ocne/
Moreover, the bank usually has this settlement term in credit card application form. If they inform the customer before debit the account. I think all people will withdraw all money at ocne/
收錄日期: 2021-04-26 11:48:42
原文連結 [永久失效]:
https://hk.answers.yahoo.com/question/index?qid=20070525000051KK04497