國泰Citibank credit bank 其實有冇so?

Citibank Cathay Visa 係$8=1 mile兼免費自動轉換里數. Also, 迎新獎賞6,000里數(Platinum Select Preferred卡) , but 毎年簽賬額HK$100,000-150,000 可獲下年度年費豁免優惠, otherwise no annual fee waive.
http://www.citibank.com.hk/APPS/portal/loadPage.do?tabId=creditcards&path=/prod/det/4_9_citibank_cathay_pacific_visa_card.htm
In addition to Cathay Visa, you can also apply Bank of East Asia Platinum Card, same $8=1miles, 免費轉換里數, always waive annual fee.
http://www.hkbea.com/hk/pb/cc/card_products/platinum_card/index_tc.htm

if you want to use asia miles, it's OK becuase $8 = 1 miles and it's automatically to convert to asia miles. However, the annual fee is very expensive, they just have platinum card and is costs HK$680 per year (unable to waive)... depends on you.