我最近查看自己的個人信貸報告, 發現HSBC 每月都會對本人之信貸報告作出覆核查詢 "Review check", I have a HSBE credit card and also have some personnal loans from HSBC. My question is :
(1) I don't know why they have the rights to review my credit report in every month ? please tell me, thanks.
(2) Will my credit rating in 個人信貸報告 decrease if HSBC do the review check in every month ?
Thank you.