like you said if the cheese have not be maturing, not really cheese.
to answer your Q above, we (chinese) some time don't take cow milk too well, that is the resaon why dairy product is not very good to some chinese. Soya is better for us.
all produce is good for us, if we in take reasonable amount. Some people can't eat fermented food, so everything is depend on ourself.
here is a little fact on cheese making:
Making cheese
Cheese is a fresh or ripened product made from coagulated milk. Cheese can be differentiated both by the type of milk - raw, skimmed or pasteurised, and by animal - cow, goat, sheep, buffalo, horse or camel. For all of them however, there are four major stages in the basic process:
Curdling or coagulation of the milk
Shaping of the curds (de-moulding and draining)
Salting, washing and seeding
Maturing
Curdling or coagulation of the milk
if you like to know more about Cheese, this is a good website
http://www.cheese.com/default.asp