請翻譯做中文---不可用翻譯網! 要自己答。

請翻譯以下句子做中文:

1) Need to improve collection of debts by setting up a debt collection unit and factoring debts.

2) Payment to creditors needs to be improved : otherwise may lose reliable suppliers and end up with suppliers who offer items with relatively poor or sub-standard quality.

不可用翻譯網! 要自己答。