商業題目問題唔識.20 分

✔ 最佳答案

匯票是無條件的書面命令，由一人出具予另一人，並由給予匯票的人簽名，要求該另一人，在有人憑票要求付款時或在某指定時間或可以確定的未來時間，向某指明的人或其指定的人支付或向持票人支付一筆數目確定的款項。

a. advantage for buyer
A Bill of Exchange facilitates the granting of trade credit to a buyer.
A Bill of Exchange provides a legal acknowledgement that a debt exists.
It can provide the seller with access to financing.

b. advantage for seller
An advantage for a seller in using a Bill of Exchange is the capability of the Bill of Exchange to provide formal documentary evidence that the demand for payment or acceptance has been made to the buyer. In addition, it may be possible to sue the buyer for non-payment based solely on this documentary evidence. A seller can protect their interests by requesting that a Bill of Exchange be noted or protested for non-payment or non-acceptance. When a Bill is not paid or accepted it is said to have been "dishonoured".

C. Company cheque is not a evident that it can had the cash. Bill of exchange provide that they must be cash.

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