投資宏利自願供強積金

2007-04-20 7:02 pm
本人每月可儲蓄約$2000.00 , 想投資宏利自願供強積金70%中華威力及30%進取基金,
約供10-12年, 本人承受風險比較低, 想問買銀行基金好, 定宏利自願供強積金好呢?
同我分享下

回答 (3)

2007-04-21 12:51 am
✔ 最佳答案
There are many other plans which you can choose. Because when you want to switch to other fund, they may charge you. You should choose from banks or insurance companies, they have plans which don't charge you when you do the switching. And it will be more flexible for you., also the choice of funds are more than MPF. Think twice when you really want to put your money in.
2007-04-21 11:47 am
如有 $2000 的 budget, 不用透過強積金自願供款, 尤其是"進取基金"等的表現, 一般不及市場上的國家/行業/股票基金...

如做一個基金的儲蓄投資計劃, 基金選擇會較多, 選擇多才能分散風險, 70%集中於"中華威力"一個"亞太"市場, 忽略了環球市場 (歐洲/ 南美/ 印度/ 商品期貨...) , 風險好似高左D.

想找人傾傾, 可以 MSN: [email protected] / Email: [email protected]
參考: irene ^.^ (Financial Planner)
2007-04-21 2:56 am
我自己本身都有供這個宏利-自願性強積金...
當初都覺得幾好架,我係由上年10月開始供款,
但到今個月我想拎回所有錢同cancel 個acc時,
佢就話要等起碼30日之後先拎到d錢,
但當初個agent 講只需10日就可以拎返!!
仲要話如果個價位係跌緊既話係唔會幫你放住,等升左先會幫你放
姐係可能唔止30日添!!
所以對d 保險公司都怕怕啦!!
你唔信可以打去宏利hotline 問問。
如果再買基金都會選銀行, 因為放基金只需等2-3日左右,又多選擇。


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