Econ paper II 2002 Q.38

2007-04-14 8:48 pm

Assume the whole banking system does not hold excess reserves and the required reserve ratio is 20%. If a person withdraws $100 from a bank.

A. the amount of loans made by the banks to the public will fall by at most $400
B. money supply will fall by at least $400
C. the amount of deposites in the banking system will fall by at least $500
D. the amount of cash reserve of the banks will fall by at most $80

Ans. A

Thanks

回答 (1)

匿名

2007-04-18 5:42 pm

✔ 最佳答案

A. the reserve multiplier=1/20%=5
total deposit falls by 5*$100=$500
total amount of loan falls by $500-$100=$400
so A is correct.

B. change in money supply is equal to change in loan, so it changes at MOST $400.

C. the deposits will fall at MOST $500 (according to A)

D. Amount of cash reserve will fall by at most $100.

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