我本人入息大約7千元,男朋友入息大約1萬3千元,如果我地想買大約100萬或以下的樓,男朋友本身都有積蓄的,但我就冇任何資產.
1.做唔做到9成按呀?
2.以我的入息少於1萬,銀行會唔會唔批呀?
買樓一問,關於按揭問題
2007-04-13 10:48 pm
回答 (2)
2007-04-15 8:21 am
✔ 最佳答案
1. 第一要睇間樓樓齡,太大就做唔到,去問下銀行(因為多過7成按揭,一定要HKMC攪,佢地check得幾嚴)2. 如果間屋係落你同你男朋友名,你地每月合共入息,俾每月供款多一半,應該就無問題
要注意你地有無半年糧單,入息證明(如紅簿仔),因為銀行要睇你地有無足夠還款能力,先批.
2007-04-14 7:22 am
.做到按9成, I think no problem ar!
7,000+13,000= 20,000 50% =10,000
Bank basic requirement: you must only use the half of you both total income
if buy a $1,000,000 (just pay about $5,xxx per month)
2007-04-13 23:23:54 補充：
http://www.century21-hk.com/c21time/index.htmquite useful link
7,000+13,000= 20,000 50% =10,000
Bank basic requirement: you must only use the half of you both total income
if buy a $1,000,000 (just pay about $5,xxx per month)
2007-04-13 23:23:54 補充：
http://www.century21-hk.com/c21time/index.htmquite useful link
收錄日期: 2021-04-12 19:24:51
原文連結 [永久失效]:
https://hk.answers.yahoo.com/question/index?qid=20070413000051KK02810