用公司名義買樓，私人ACCOUNT付款供樓，公司欠債/ 破產會點

Yes because the property is registered under the company name and is owner of the property. Hence, the property concerned would be a fixed asset of the company. Should the company go bankrupt, creditors & the liquidator have the right to request the property to be sold to realize funds for repayment of debts.

One way to solve this is to have deed of trust in place, which is an instrument basically saying that the company is holding the property on behalf of you and that the ownership of the property is yours. But this deed of trust instrument should be drafted by a solicitor and you and a witness should sign the instrument.

公司名買樓，法律上樓是那有限公司擁有。私人供款，在公司帳上只不過把原來欠銀行之借款轉移到董事往來帳而已，公司欠債，並沒減少，只是所欠之對象不同。如公司欠債或破產，層樓會被銀行拍買，樓是按揭給了銀行，故銀行是一優先償還債權人，取回欠款及利息後會交回公司的。如公司要清盤，這些款項和公司其他資產要變現，扣除了一些清盤費用後，按公司欠其他債權人(包括欠董事的)之欠款比例分攤的。

這種情況，我會提議你去東華三院，去搵D社工傾傾，好個你四圍鍾，Tel:2548-0803，希望幫到你，因我已走出困局，希望你也能。