基金投資計劃

I suggested you can buy it thur Bank or IFA with a investment portfolio. It is because the insurance company have high costs for the investment plan in a short term investment period(1-2years).
I think IFA is suitable to you due to the consultant in the IFA got the investment advise licence from SFC and they can give the investment advise, but not all bank staffs get this licence.
Also, if you buy it from IFA, the consultant will active to follow your investment a/c, but the bank staff may not do it.

if you decided to invest for such a short period, banks should be better than insurance companies. Most banks provide different offers, please be reminded those offers are also different between ebanking users and walk-in users.

Actually you invest in Fund that is a long term. Spend about 1-2 that is a long time but you can consider Manulife which some of funds are good. I have invested in there. Good returns during these yrs.

Moreover you can consider Hang seng Bank. You can find a lot information on it's website. www.hangsengbank.com
有很多不同基金公司代理 by Hang Seng Bank. 你可以去銀行問,他們亦好樂意解說, 有時會有認購費discount.

當然你自己先要 choose 你心水. For example, you want to invest in India, China and so on. then you choose which fund company.
1) Where 2)which type 3)which fund company
各間公司所做的fund都會有評分,你可以去 www.mpfinance.com 或 Hang seng Bank 去 search. 各隻都有星,五粒星最好. 你可以去衡量.

還有,做Investment 會有Risk. 最重要問清楚,計清楚.
希望你有Profits. if you would like to know more, you can send mail to me. I have invested many funds.

good luck

Fund Investment in Bank will be better for about 1-2 years, some bank will also provide other benefit (like coupon ...)

If for longer term, 保險公司 is also a good choice, e.g.Manulife is good!

I suggest you buy 基金 through the bank.

No matter you buy 基金 through 保險公司 or IFA, such short term plans (1-2 year) cost you extra charges.

Even if you had no experience in investments at all, buying Asian, Asean or China funds should be the right way for you to go.

Hang Seng 恆生 is the best. Initial charge is only 2%. Internet service is excellent. All buying, switching and redeeming can be done through its website.