actually, what I always do is use Photoshop texture to do effects ...
You want to do Banding effects, you just need to create a PSD file in your Texture folder, gray color like the one "LINES.PSD"
and use it in your texture ... very simple
for example, use this image
http://bureau.comandantina.com/archivos/Stripes-1.jpg
gray scale it first and save it as BANDS.PSD in your \Texture folder of Photoshop,
then using Filter->Texture->Texturizer->load Bands.psd and you can see it will work exactly like you want it to be.
hope it help