請問一下債券買賣

In my case I did buy from Hang Seng Bank before and now mostly from Wing Long Bank. You could also try to purchase from Security company due to that Bank Buy and Bank Sell spread is smaller, but due to that it is a long term investment tool, so you need to check which Bank or Company is more stable in long term due to that you will place in them for years and let them help you to collect the interest. Also different Bank or Security company provide different bond, so better check which issuer of the bond you want to buy.

Usually you will need to:
1. Check Bank or Security company on what kind of Bond do they have due to that some bank, Bank Buy and Bank Sell gap is extremely high.

2. Ability to disclose price when customer need to check immediately (For my example due to that I did purchase bond from HangSeng Before and found 2 issue. First is that their Bank Buy and Bank sell price gap is huge so not eazy to buy and sell in short term to gain extra profit from the price of Bond when it rise. Second issue is whenever you need to ask for Bank Buy or Sell, HangSeng Bond department will not reply you and ask you to ask your CRM to confirm with them and wait for CRM reply which sometime just could not find the CRM and late reply of Bank Buy or Sell missing the best chance to sell or invest in bond.) I shift to Wing Long Bank due to that they could immediatly provide quote of price and also they very accurately update their price at this CMU link: https://www.cmu.org.hk/cmupbb_ws/chi/page/wmp0100/wmp010001.aspx?hddl_prcprdr=WLHK

HSBC is also good due to that you can confrim price immediately with their bond department, but the spread of Bank Buy and Bank Sell is a bit huge, so hard to do speculate if using bond to play like stock.

2. First check which bank is better in offering the Bank Buy and Bank sell price and also charge such as deposit of bond, comission(which still some bank do have ), and fee for collecting the interest of the bond. Then open an Bank account and also investment account

3. Ask for Bank Buy and Bank Sell Price

4. Fully understand on risk of investment in Bond for example yield, rating of that bond, callable or none callable bond, expire date of the bond, interest paying date in annual, semi-annual or quaterly bases, any garantee of other company, and currency of the bond(currency exchange risk if purchasing none HKD based bond).

5. Release your order in person through your CRM or Financail Manger. Wait for reply.

6. When confirmed then your CRM or Financial Manger will notice you. Then just wait for interest paying date and keep an eye on issuer of the bond by checking Moodys or S&P so then you could further minimize the risk of defualt.



Good luck