南非蘭特(ZAR)幣....值得買嗎?

我個人唔會投資喺 ZAR ﹗

風險太高﹗唔係，銀行都唔駛將個差價拉都咁大，孖展都冇得做啦 (ref 恒生銀行)﹗
南非蘭特 ZAR 1.0320 1.0680 差36點子 (即每HKD10,680 蝕梗HKD360) 相比
紐西蘭元 NZD 5.4570 5.4830 差26點子 (即每HKD54,830 先蝕HKD260) 相差太遠

冇錯，利息好高﹗但都未必補得返。
例：
HKD10,000 → ZAR
@1.0680
=ZAR9,363.30

如果做12個月定期
利率 6.125%
一年利息 ZAR573.5
本利共收 ZAR9,936.80

如匯價不變
ZAR9,936.80 → HKD
@1.0320
=HKD10,254.78
即一年只收到HKD254.78之回報

但如果我用呢HKD10,000，就咁做港幣12個月定期：
利率 2.75%
一年利息 HKD275
本利共收 HKD10,275
比起ZAR還要高
(港幣12個月定期利率 2.75%是最起碼的，以恒生計，如用其 e-Banking 仲有3.05%)

所以......制唔過﹗唔好諗啦﹗﹗真係唔化算﹗﹗

i 've also noticed this currency for 2 months. ZAR, as i think, is a very high interest currency and the risk is relatvely high compare with the other currencies.

i 've already kept watch for this for two months and i still haven't buy it coz i think it can still be a little bit lower.


and i am now having the reference of the currency rate from hang seng bank.

if u want to buy, i will recommend u to wait for a lower rate as i do!!

非洲國家局勢不隱定, 對投資者是有風險, 若然有甚麼內亂或戰事,

那些貨幣有機會一文不值, 這是個人意見. 有很多銀行也有南非蘭

特買, 各大銀行有售.

不值得!!!!!!!